A Policy Brief is a concise document that summarizes a specific policy issue and offers action-oriented recommendations. For us, it is an important output format for communicating complex policy issues to a non-technical audience. We believe that our policy briefs can help policymakers to better understand the issues at hand and make informed decisions backed by thorough research.
we conducted a study to evaluate the impact of information disclosures in discouraging consumers from making unsuitable choices, i.e., choices that do not align with their financial circumstances, risk capacity and appetite.
Excessive debt negatively affects households and can diminish any developmental gains from such debt. It also dampens a nation’s economic growth and threatens its financial stability.
In the wake of COVID-19 related lockdown and the resultant impact on the financial lives of millions of households, the Reserve Bank of India (RBI) approved a series of regulatory measures, which among others, enabled lending institutions to provide their borrowers with a 6 month-repayment moratorium on term loans. A debt moratorium at this scale […]
In this policy brief, we identify some of the challenges in enrolling for and availing the benefits under the Pradhan Mantri Garib Kalyan Yojana announced by the Central Government of India.
In this policy brief, we address the concerns of last-mile delivery of welfare benefits announced under the Pradhan Mantri Gharib Kalyan Yojana (PMGKY)
This policy brief identifies serious categories of transaction failures in the Aadhaar enabled Payment System or AePS in India together with solutions for urgent discussion
In this policy brief, we explore four simple suggestions that can potentially have a significant impact in easing the hardships of unorganised sector households.
In this policy brief, we examine the provisions of the Code on Social Security Bill, 2019 insofar as they apply to workers in the informal sector. We note that there is a lack of clarity in the Bill on the definition of an informal sector worker.
Dvara Research Policy Brief - Implementing the Personal Data Protection Bill in India
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
