We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.
In the previous blog posts of this series, we had outlined that the various aspects of financial development like depth (Credit to Gross Domestic Product (GDP) ratios), and access (per cent of population with bank accounts in urban and rural areas, and distribution of payment access points per 10,000 eligible persons) vary not only between Indian states, but also considerably between different districts.
This blog post discusses the concept of weather-indexed insurance in India, its advantages over traditional yield-based insurance schemes and the institutional and infrastructure requirements for successful implementation of weather-indexed schemes.
As part of the National Stock Exchange & IFMR Finance Foundation Financial Deepening & Household Finance Research Initiative, we are pleased to jointly host the Inaugural Conference on March 14-15, 2016.
The RBI Committee on Comprehensive Financial Services for Small Businesses and Low Income Households (2014) recommended that the regulator require all loans provided by regulated institutions to be reported to at least one credit bureau.
In the last five years, the microfinance sector in India has grown into a stable and well-regulated sector thanks to a strengthened regulatory framework and credit bureau infrastructure.
In the previous blogpost we noted the gradual shift away from the buyer-beware standard in case law and policy regarding customers of financial products.
As part of Business Today Magazine’s 25th Anniversary issue, Bindu Ananth has written an article in the latest edition of the magazine.
In our final post of the year we put together the Top-5 game changers of 2015.
M-FIN and Sa-Dhan, two key Self-Regulatory Organisations (SROs) of the microfinance industry jointly released their revised Code of Conduct for the Microfinance Industry in December 2015.
The All-India Debt and Investment Survey (AIDIS) is a survey conducted by the National Sample Survey Office (NSSO) at decennial intervals through household interviews from a random, nationally representative sample of households
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
