The twin calamities A few weeks ago, Bindu and I visited Dhanei KGFS that serves the districts of Ganjam and Khurda through a network of thirty branches.
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We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.
The twin calamities A few weeks ago, Bindu and I visited Dhanei KGFS that serves the districts of Ganjam and Khurda through a network of thirty branches.
This post is a continuation of our earlier post where we had introduced the environment for AHFCs and HFCs in India.
Over the ages, shelter has remained as one of the most basic and important needs of human beings. People’s housing needs have increased manifold in recent times as the population grows, the middle class expands and younger generations choose to move into nuclear family units, or move near the increasingly popular regional work hubs.
This post is a follow-up to our earlier post which briefed about the mapping exercise that IFMR Rural Finance had undertaken to study the service area of a KGFS Branch.
This post is a follow-up to our earlier post where we had invited public comments on Affordable Credit Delivery. In this post we seek your thoughts on the theme of Comprehensive Financial Services.
According to the 2011 Population Census data, urban India grew by 90 million people in the previous decade.
How do spatial parameters like distance and accessibility impact financial inclusion? How can an organisation striving to achieve financial inclusion locate itself strategically such that it becomes truly inclusive in every sense of the word?
As a follow-up to our earlier post where we had talked about our first securitisation in the Commercial Vehicle (CV) Finance space, in this post we briefly provide an overview of the industry and discuss the key risk factors affecting the CV industry along with factors that impact the performance of a portfolio of CV loans.
This post is a follow-up to our earlier post where we had invited public comments on Priority Sector Lending. In this post we seek your thoughts on the theme of Affordable Credit Delivery.
Madhya Pradesh, with an area of 3.08 lakh square kilometres is the second largest State in India after Rajasthan1. It has a total of 50 districts2, 52,117 inhabited villages3 governed by 23,006 panchayats, and as per the 2011 Census, has a population of 7.27 crore4 with more than 75% of it residing in villages.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
