Our opinion editorials are published in newspapers, magazines, and new-age online publications. They are an important tool for public discourse and advocacy. They help us to raise awareness about important issues, and they often provide a platform for perspectives from our researchers, to be presented and to be heard.
In India, nearly 65% of the healthcare spending is out of pocket by individuals. The remaining 35% is highly fragmented and comes from a number of central and state government funds, and insurance companies. The unprecedented healthcare crisis caused by the pandemic has brought a number of concerns about the effectiveness and sustainability of the healthcare system to the forefront.
In recent months, there have been several reports on platform workers demanding greater worker rights in India.
Complex financial instruments and products can help consumers to meet their precise financial needs even if they are opaque in their design details due to the underlying mathematical principles. Regulators need to understand that restricting complexity in design is not in the best interests of the consumer.
Offering affordable derivative products that will help them hedge against price and weather risks is vital
Providing a human interface at crucial touch points such consent, disclosure, and grievance redressal will allow for trust in fintech to rise, driving financial inclusion
It is an important tool for agrarian families to manage and mitigate their risks
The RBI’s Scale Based Regulation (SBR): A Revised Regulatory Framework for NBFCs mandates a Core Banking Solution (CBS) for all NBFCs with more than 10 branches
The pandemic-led economic crisis has exacerbated the rising indebtedness among India's poor households, and could push more families into a debt trap
There is an urgent need to make formal financial services more flexible, and customer centric, in order to increase its usability
A new framework for monitoring credit markets for over-indebtedness
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
