Independent Research and Policy Advocacy

December 1, 2020 | Dvara Research

The Social Protection Initiative at Dvara Research has collaborated with the Centre for Monitoring Indian Economy (CMIE) to document the accessibility of key banking facilities during the COVID-19 lockdown.

By Dvara Research
December 1, 2020 | Dvara Research

This blog post examines the merit of NPCI issued Guidelines that disallow TPAPs from serving more than 30% volume of all UPI transactions

November 26, 2020 | Dvara Research

In this note, we review the current status of ESIS and consider pathways through which ESIS can more effectively deliver the promised services and benefits to its beneficiaries.

By Sowmini G Prasad, Dr. Indradeep Ghosh
November 18, 2020 | Dvara Research

This paper seeks to understand the role of the Indian Central Bank in regulating information flows through Account Aggregators. These are licensed entities exclusively dedicated to collecting, retrieving and sharing customers’ financial information with other financial entities with the customers’ consent.

By Anubhutie Singh, Malavika Raghavan
November 17, 2020 | Dvara Research

In this blog post, we analyse migrant risks and work choices

By Vikram Bahure
November 11, 2020 | Dvara Research

In this case study, we explore the case of a farmer who spent a year attempting to enrol under PMK

By Aarushi Gupta
November 6, 2020 | Future of Finance Initiative

Through this blogpost, we release the Conference Proceedings for the Fourth Dvara Research Conference, 2019 on the theme of “Regulating Data-driven Finance”

By Dvara Research, The Future Of Finance Initiative
November 5, 2020 | Dvara Research

This research brief attempts to bridge the gap in the literature by systematically examining the current state of digital lending serving the MSME sector in India

By Sarah Stanley
November 4, 2020 | Dvara Research

This blogpost discusses the case of an unorganised sector worker who, along with many other workers, did not receive the cash entitlement into her bank account

By Nishanth Kumar