Independent Research and Policy Advocacy

December 10, 2013 | Dvara Research

Over the ages, shelter has remained as one of the most basic and important needs of human beings. People’s housing needs have increased manifold in recent times as the population grows, the middle class expands and younger generations choose to move into nuclear family units, or move near the increasingly popular regional work hubs.

By Amit Bajpai, Sreya Ray, Bama Balakrishnan
December 6, 2013 | Dvara Research

This post is a follow-up to our earlier post which briefed about the mapping exercise that IFMR Rural Finance had undertaken to study the service area of a KGFS Branch.

By Balajee GE
December 3, 2013 | Dvara Research

This post is a follow-up to our earlier post where we had invited public comments on Affordable Credit Delivery. In this post we seek your thoughts on the theme of Comprehensive Financial Services.

By Anand Sahasranaman
November 29, 2013 | Dvara Research

According to the 2011 Population Census data, urban India grew by 90 million people in the previous decade.

By Vishnu Prasad
November 25, 2013 | Dvara Research

How do spatial parameters like distance and accessibility impact financial inclusion? How can an organisation striving to achieve financial inclusion locate itself strategically such that it becomes truly inclusive in every sense of the word?

By Balajee GE
November 22, 2013 | Dvara Research

As a follow-up to our earlier post where we had talked about our first securitisation in the Commercial Vehicle (CV) Finance space, in this post we briefly provide an overview of the industry and discuss the key risk factors affecting the CV industry along with factors that impact the performance of a portfolio of CV loans.

By Ramasubramanian S V
November 18, 2013

On Wednesday, we brought together leaders from our Kshetriya Gramin Financial Services (KGFS) companies to talk about best practices from across our operations in Uttarakhand, Orissa and Tamil Nadu. One story really stood out for me – the green stool innovation.

November 15, 2013 | Dvara Research

This post is a follow-up to our earlier post where we had invited public comments on Priority Sector Lending. In this post we seek your thoughts on the theme of Affordable Credit Delivery.

By Anand Sahasranaman
November 12, 2013 | Dvara Research

Madhya Pradesh, with an area of 3.08 lakh square kilometres is the second largest State in India after Rajasthan1. It has a total of 50 districts2, 52,117 inhabited villages3 governed by 23,006 panchayats, and as per the 2011 Census, has a population of 7.27 crore4 with more than 75% of it residing in villages.

By Dr. Aruna Sharma
November 3, 2013 | Dvara Research

This post is a follow-up to our earlier post where we had invited public comments on Payments. In this post we seek your thoughts on the theme of Priority Sector Lending.

By Anand Sahasranaman