Independent Research and Policy Advocacy

Policy Initiatives

Household Finance

Dvara Research’s Household Finance Research initiative aims to rigorously understand the financial choices and decisions of low-income or excluded individuals and households, and their relation to achieving households’ objectives. It has been our consistent endeavour to study financial inclusion as a gateway to a suite of appropriate financial services eventually enabling well-rounded household balance sheets and consumer financial well-being.

Misha Sharma Dvara

Misha Sharma

Head - Household Finance

Priyadarshini Ganesan Dvara

Priyadarshini Ganesan

Senior Research Associate

Our Work

January 4, 2016 | Dvara Research

As part of Business Today Magazine’s 25th Anniversary issue, Bindu Ananth has written an article in the latest edition of the magazine.

December 23, 2015 | Dvara Research

M-FIN and Sa-Dhan, two key Self-Regulatory Organisations (SROs) of the microfinance industry jointly released their revised Code of Conduct for the Microfinance Industry in December 2015.

By Rachit Khaitan
December 10, 2015 | Dvara Research

The All-India Debt and Investment Survey (AIDIS) is a survey conducted by the National Sample Survey Office (NSSO) at decennial intervals through household interviews from a random, nationally representative sample of households

By Nishanth Kumar
October 28, 2015 | Dvara Research

In the aftermath of the Global Financial Crisis, RBI took a major leap forward and set up a new Financial Stability Unit in 2009 specifically focusing on the measures to be taken for assessment and evaluation of financial system stability in the country

By Nishanth Kumar, Neha Dhoble
August 7, 2015 | Dvara Research

In the previous post of the blog series on financial depth, we attempted to understand the nature of the relationship between financial depth and economic growth.

By Nishanth Kumar, Irene Baby
July 31, 2015 | Dvara Research

This is the first post in our blog series on the concept of financial depth and the various methods to measure it. The introductory post summarizes the literature pertaining to the significance of financial depth.

By Nishanth Kumar, Irene Baby
March 9, 2015 | Dvara Research

The Finance Minister, in his budget speech for 2015-16, has announced a new defined benefit pension scheme - Atal Pension Yojanai (APY, henceforth) - for unorganised sector workers who are not covered under any statutory social security scheme.

By Vishnu Prasad, Anand Sahasranaman
January 21, 2015 | Dvara Research

Generalized Herfindahl-Hirschman Index to Estimate Diversity Score of a Portfolio across Multiple Correlated Sectors

By Vaibhav Anand, Ramasubramanian S V
January 18, 2015 | Dvara Research

The NSE-IFF Financial Deepening and Household Finance Research Initiative is very pleased to announce its final set of proposals selected for funding in this round.

By Dr. Santadarshan Sadhu
October 24, 2014 | Dvara Research

The National Stock Exchange, India and IFMR Finance Foundation are delighted to announce a joint call for research proposals, under the “NSE-IFF Financial Deepening and Household Finance Research Initiative” for the years 2014-15.

By Dvara Research