This post reviews various sources of literature on how COVID-19 has affected migrant households & conclude by summarises some of the recommendations provided by sector experts
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Dvara Research’s Household Finance Research initiative aims to rigorously understand the financial choices and decisions of low-income or excluded individuals and households, and their relation to achieving households’ objectives. It has been our consistent endeavour to study financial inclusion as a gateway to a suite of appropriate financial services eventually enabling well-rounded household balance sheets and consumer financial well-being.

Head - Household Finance

Senior Research Associate

Research Manager - Climate & Agri Finance

Research Associate
This post reviews various sources of literature on how COVID-19 has affected migrant households & conclude by summarises some of the recommendations provided by sector experts
This working paper was accepted to the 4th Annual Conference of India Gold Policy Centre at IIM Ahmedabad
we conducted a study to evaluate the impact of information disclosures in discouraging consumers from making unsuitable choices, i.e., choices that do not align with their financial circumstances, risk capacity and appetite.
This chapter documents the growing informalization of India’s labour force and the consequences of this phenomenon for the state of social protection in India.
In this blog post, we summarise the results from survey conducted to understand the challenges faced by rural households' in accessing and using formal financial services
In this research brief, we use the income and expenditure data from CMIE to study the formal savings potential of the households over a period of six years
The best banks are boring banks, whose strength is in the maturity of their processes for managing capital, writes Nachiket Mor.
In this post, we summarise the themes of HHF as articulated in a our working paper as well as comment on the gaps in a recent paper on HHF
This brief presents the evidence on the impact of COVID-19 on the daily life of low-income households from a fortnightly panel survey conducted by Dvara Research
In this note, we review the current status of ESIS and consider pathways through which ESIS can more effectively deliver the promised services and benefits to its beneficiaries.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.