In this research brief, we use the income and expenditure data from CMIE to study the formal savings potential of the households over a period of six years
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Dvara Research’s Household Finance Research initiative aims to rigorously understand the financial choices and decisions of low-income or excluded individuals and households, and their relation to achieving households’ objectives. It has been our consistent endeavour to study financial inclusion as a gateway to a suite of appropriate financial services eventually enabling well-rounded household balance sheets and consumer financial well-being.
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In this research brief, we use the income and expenditure data from CMIE to study the formal savings potential of the households over a period of six years
The best banks are boring banks, whose strength is in the maturity of their processes for managing capital, writes Nachiket Mor.
In this post, we summarise the themes of HHF as articulated in a our working paper as well as comment on the gaps in a recent paper on HHF
This brief presents the evidence on the impact of COVID-19 on the daily life of low-income households from a fortnightly panel survey conducted by Dvara Research
In this note, we review the current status of ESIS and consider pathways through which ESIS can more effectively deliver the promised services and benefits to its beneficiaries.
In this blog post, we analyse migrant risks and work choices
In the wake of COVID-19 related lockdown and the resultant impact on the financial lives of millions of households, the Reserve Bank of India (RBI) approved a series of regulatory measures, which among others, enabled lending institutions to provide their borrowers with a 6 month-repayment moratorium on term loans. A debt moratorium at this scale […]
Financial inclusion is a key aspect of sustainable economic growth. It helps households mobilise savings, smooth consumption and manage risks throughout their life cycles.
How have household financial portfolios changed between 1993 and 2003, and between 2003 and 2013, as per successive rounds of NSSO All India Debt and Investment Survey (AIDIS)
An analysis on the changes in the financial portfolio of rural households between 1993 and 2003, and between 2003 and 2013
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
