Independent Research and Policy Advocacy

Publications

Blogs

We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.

Our Work

June 25, 2015 | Dvara Research

This is the third and final post in our blog series on the Battle of Economic Ideas.

By Ravi Saraogi
May 25, 2015 | Dvara Research, Ideas For India

The Indian government is promoting the Jan Dhan Yojana, Aadhaar and mobile banking – or the “JAM trinity” — as the pathway to financial inclusion. But are banks capable or even willing take on their role in this ambitious agenda? Based on a field study in Chennai, this column highlights the range of costs and constraints imposed by banks on customers attempting to enter the formal financial sector.

By Camille Boudot, A.J. Mowl
May 21, 2015 | Dvara Research

This is the second post in our blog series on the Battle of Economic Ideas. You can read the first post here.

By Ravi Saraogi
May 7, 2015 | Dvara Research

The power of ideas cannot be undermined. While the people and the events linked to them may wither, ideas can live for eternity.

By Ravi Saraogi
April 5, 2015 | Dvara Research

In the previous blog post of the KGFS Model Incubation series, we drew out the implications of mapping the GDP of a branch’s service area on strategic decisions related to district selection, branch potential, product suitability and customer centricity.

By Surabhi Mall
March 24, 2015 | Dvara Research

In the previous post of this series on Event Risk & Loss Estimation, we discussed briefly the motivation and key modules of a framework for estimating capital against event risk.

By Vaibhav Anand
March 9, 2015 | Dvara Research

The Finance Minister, in his budget speech for 2015-16, has announced a new defined benefit pension scheme - Atal Pension Yojanai (APY, henceforth) - for unorganised sector workers who are not covered under any statutory social security scheme.

By Vishnu Prasad, Anand Sahasranaman
February 4, 2015 | Dvara Research

Diversification is an effective risk mitigation strategy for portfolio risk management.

By Vaibhav Anand, Ramasubramanian S V
January 18, 2015 | Dvara Research

The NSE-IFF Financial Deepening and Household Finance Research Initiative is very pleased to announce its final set of proposals selected for funding in this round.

By Dr. Santadarshan Sadhu
December 28, 2014 | Dvara Research

The RBI published the final Charter of Customer Rights for banking customers in December 2014.

By Dvara Research