Independent Research and Policy Advocacy

Publications

Blogs

We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.

Our Work

December 19, 2014 | Dvara Research

The Master Card Foundation recently organised a Symposium on Financial Inclusion that explored the theme of "Clients at the Center" by focusing on the "Client Journey".

By Dvara Research
December 12, 2014 | Dvara Research

We often dismiss stories, saying "anecdotes aren't data," but data enriched with anecdotes can be far more effective than just data in changing minds and getting people to pay attention.

By Dvara Research
December 7, 2014 | Dvara Research

This post is the first post in a new blog series that would delve and deliberate on different aspects of designing a framework that would enable a credit institution to identify the exposure to extreme events and to estimate the potential losses due to such events. 

By Vaibhav Anand
December 4, 2014 | Dvara Research

The RBI has published on its website the final Charter of Customer Rights for banking customers.

November 28, 2014 | Dvara Research

The RBI has published final Guidelines for Licensing of Payments Banks in India after reviewing feedback and comments obtained by it on the draft guidelines that were published in July 2014 and covered in an earlier post.

October 30, 2014 | Dvara Research

We recently hosted a series of Knowledge Management sessions titled “Spark” on an array of topics. Over the coming days we will be sharing notes and proceeds from these sessions.

By Ravi Saraogi
October 24, 2014 | Dvara Research

The National Stock Exchange, India and IFMR Finance Foundation are delighted to announce a joint call for research proposals, under the “NSE-IFF Financial Deepening and Household Finance Research Initiative” for the years 2014-15.

By Dvara Research
October 6, 2014 | Dvara Research

In new study from NSE and IFMR, researchers use a "mystery shopping" approach where trained auditors, posing as low-income customers, attempt to open BSBDA (Basic Savings Bank Deposit Account) and low-cost accounts at banks in Chennai.

By Dvara Research
September 13, 2014 | Dvara Research

As part of the NSE-IFMR ‘Financial Inclusion’ Research Initiative, Vishnu Prasad, Anand Sahasranaman, Santadarshan Sadhu, and Rachit Khaitan of IFMR Finance Foundation have authored a working paper for the series.

By Vishnu Prasad, Anand Sahasranaman, Dr. Santadarshan Sadhu, Rachit Khaitan, Dvara Research
September 8, 2014 | Dvara Research

In recent years there has been rising interest among financial service providers, NGOs and policymakers in educating customers and potential customers to enable them to make informed decisions on taking up and using financial products.

By Karuna Krishnaswamy, Amit Arora