Independent Research and Policy Advocacy

August 10, 2021 | LSE

In The Return of the State: Restructuring Britain for the Common Good, editors Patrick Allen, Suzanne J. Konzelmann and Jan Toporowski bring together contributors to offer a roadmap for reforming the British welfare state in the aftermath of the COVID-19 crisis.

By Anupama Kumar
August 9, 2021 | Ideas For India

Impact of information disclosure on consumer behaviour: The case of high-risk bonds

By Madhu Srinivas, Misha Sharma, Monami Dasgupta, Monika Halan, Niyati Agrawal
August 5, 2021 | Dvara Research

In this paper, we document some key relationships between micro-level household behavior and macro-level aggregates for the Indian economy. Using the CMIE’s Consumer Pyramids Survey, we show that for the period 2014-19, the household-level savings rate around the median of the income distribution correlates strongly with, and has predictive power for, macro-aggregate variables such as the Wholesale Price Index and its rate of change, the Prime Lending Rate, the growth rate of bank credit for personal loans, the growth rate of industry-sector GDP, and the growth rate of bank credit to the household sector.

By Dr. Indradeep Ghosh, Rakesh Nigam, Rohith Krishna, Vinay Subramanian
August 4, 2021 | Dvara Research

In this blog post, we present a summary of our response to the consultative document.

By Anukriti Tiwari, Sowmini G Prasad
August 3, 2021 | Moneycontrol

Clear statutory backing, clarity of objectives and an independent and professional management are key to the success of a bad bank. These components seem absent in the current structure.

By Deepti George, Madhu Srinivas
August 3, 2021 | Dvara Research

A Convening on ‘Emerging Customer Risks in Digital Lending’ was conducted on April 22nd and 23rd, 2021, by Dvara Research Foundation in collaboration with the Consultative Group to Assist the Poor (CGAP).

By Amulya Neelam, Eric Duflos, Jayshree Venkatesan, Sarah Stanley
August 3, 2021 | Dvara Research

Dvara Research, in partnership with CGAP, co-organized a round table on customer risks in the digital lending space. Here is the proceedings

By Amulya Neelam, Eric Duflos, Jayshree Venkatesan, Sarah Stanley
August 2, 2021 | Dvara Research

This note discusses how Community Based Health Insurance can improve access to healthcare and financial protection for vulnerable low- and middle-income populations

By Sowmini G Prasad
July 30, 2021 | Dvara Research

In this post, we closely examine how the Israeli health system is financed

By Anjali Nambiar, Hasna Ashraf
July 26, 2021 | Mint

An RBI paper with bold proposals for this sector should stir a discussion on broader policy reforms

By Deepti George, V. Anantha Nageswaran