Independent Research and Policy Advocacy

December 24, 2020 | Dvara Research

In this post, we summarise the themes of HHF as articulated in a our working paper as well as comment on the gaps in a recent paper on HHF

By Monami Dasgupta
December 22, 2020 | Dvara Research

In this blog post, we explore a case of exclusion from the PDS, wherein a daily wage labourer, Mr. Kabeer, was unable to obtain a ration card

December 21, 2020 | Dvara Research

In this post, we look at whether the grievances of the MSME sector in relation to their use of financial services are adequately.

By Anukriti Tiwari
December 18, 2020 | Dvara Research

This brief presents the evidence on the impact of COVID-19 on the daily life of low-income households from a fortnightly panel survey conducted by Dvara Research

December 17, 2020 | Dvara Research

Governments around the world are trying to build large data registries for effective delivery of a variety of public services. However, these efforts are often undermined due to serious concerns over privacy risks associated with collection and processing of personally identifiable information.

By Anubhutie Singh, Malavika Raghavan, Subodh Sharma, Prashant Agrawal, Subhashis Banerjee
December 1, 2020 | Dvara Research

The Social Protection Initiative at Dvara Research has collaborated with the Centre for Monitoring Indian Economy (CMIE) to document the accessibility of key banking facilities during the COVID-19 lockdown.

By Dvara Research
December 1, 2020 | Dvara Research

This blog post examines the merit of NPCI issued Guidelines that disallow TPAPs from serving more than 30% volume of all UPI transactions

November 26, 2020 | Dvara Research

In this note, we review the current status of ESIS and consider pathways through which ESIS can more effectively deliver the promised services and benefits to its beneficiaries.

November 18, 2020 | Dvara Research

This paper seeks to understand the role of the Indian Central Bank in regulating information flows through Account Aggregators. These are licensed entities exclusively dedicated to collecting, retrieving and sharing customers’ financial information with other financial entities with the customers’ consent.