Independent Research and Policy Advocacy

September 18, 2024 | Mint

The new proposals can significantly increase the number of RIAs by relaxing the requirement of having a Master's degree and prior work experience and by lowering net-worth requirements.

By Deepti George, Ravi Saraogi
September 9, 2024 | Dvara Research

In response to concerns of fraud perpetrated through the Aadhaar enabled Payments System (AePS), the RBI has issued (draft) directions to all banks and to the NPCI for onboarding and ongoing due diligence of AePS touchpoint operators.

By Deepti George, Aishwarya Iyer
September 3, 2024 | The Hindu Business Line

The framework should provide adequate compensation to victims, while investigative action continues in tandem

By Deepti George, Anubhutie Singh
September 2, 2024

The objective of this policy brief is to summarise learnings from fieldwork conducted in Rajasthan and Gujarat towards (i) building evidence on the customer protection issues in the sale and servicing of the two insurance schemes and (ii) bringing to the forefront the structural issues on the supply-side that are holding back Financial Service Providers (FSPs) from offering high-quality service in the context of these two schemes.

September 2, 2024 | Dvara Research

The objective of this deck is to summarise learnings from fieldwork conducted in Rajasthan and Gujarat towards (i) building evidence on the customer protection issues in the sale and servicing of the two insurance schemes and (ii) bringing to the forefront the structural issues on the supply-side that are holding back Financial Service Providers (FSPs) from offering high-quality service in the context of these two schemes

August 16, 2024 | The Hindu Business Line

Stakeholders should gather a common set of data points for each complaint, distinct from their data objectives

By Deepti George, Anubhutie Singh
August 13, 2024 | Dvara Research

In this study, we focus on whether consumers use the grievance mechanisms provided in UPI apps in smartphones, and whether those mechanisms make for an easily navigable grievance redress journey ending in satisfactory resolution.

By Aishwarya Iyer, Deepti George
August 9, 2024 | Dvara Research

In this paper, we take a look back at 30 months of action research work and reflect on the process, the hurdles overcome, and the lessons learned. Unlike our usual publications, this one is a meta-reflection on the method of action research. We hope it will be useful for other organizations like ours that are doing this kind of work and to funders who fund it.

August 7, 2024 | Dvara Research

How can finance be designed and structured for agriculture, farmers, agricultural households, agrarian communities and the larger economy so as to ensure economic equity, social well-being, and environmental sustainability?

August 6, 2024 | The Hindu Business Line

Positive frictions while authorising transactions will give users some time before approving payment

By Deepti George, Anubhutie Singh