Independent Research and Policy Advocacy

Publications

Blogs

We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.

Our Work

February 11, 2021 | Dvara Research

In this blog post, we propose a framework that can be used to document the various axes of exclusion in DBT against the broad policy context

By Aarushi Gupta
February 3, 2021 | Dvara Research

Reports of growing debt stress among microfinance borrowers in Assam follows a similar path as those in AP. In this post we analysis this issue and provide possible solutions

January 28, 2021 | Dvara Research

The household sector, comprising of individuals, households, proprietorships, and other non-corporate entities, has over INR 46 trillion as outstanding in the Indian formal credit market. The ability to access credit enables an individual and her household to gain better financial wellbeing and economic welfare outcomes, and an excess of credit can diminish any developmental gains. […]

December 30, 2020 | Dvara Research

Summarising the dominant trends from the year gone by.

By Dvara Research
December 24, 2020 | Dvara Research

In this post, we summarise the themes of HHF as articulated in a our working paper as well as comment on the gaps in a recent paper on HHF

By Monami Dasgupta
December 22, 2020 | Dvara Research

In this blog post, we explore a case of exclusion from the PDS, wherein a daily wage labourer, Mr. Kabeer, was unable to obtain a ration card

December 21, 2020 | Dvara Research

In this post, we look at whether the grievances of the MSME sector in relation to their use of financial services are adequately.

By Anukriti Tiwari
December 1, 2020 | Dvara Research

The Social Protection Initiative at Dvara Research has collaborated with the Centre for Monitoring Indian Economy (CMIE) to document the accessibility of key banking facilities during the COVID-19 lockdown.

By Dvara Research
December 1, 2020 | Dvara Research

This blog post examines the merit of NPCI issued Guidelines that disallow TPAPs from serving more than 30% volume of all UPI transactions

November 17, 2020 | Dvara Research

In this blog post, we analyse migrant risks and work choices

By Vikram Bahure