Independent Research and Policy Advocacy

Publications

Opinion Editorials

Our opinion editorials are published in newspapers, magazines, and new-age online publications. They are an important tool for public discourse and advocacy. They help us to raise awareness about important issues, and they often provide a platform for perspectives from our researchers, to be presented and to be heard.

Our Work

November 27, 2021 | ORF Online

Providing a human interface at crucial touch points such consent, disclosure, and grievance redressal will allow for trust in fintech to rise, driving financial inclusion

November 3, 2021 | The Hindu Business Line

It is an important tool for agrarian families to manage and mitigate their risks

By Natasha D’cruze, Priyadarshini Ganesan
October 31, 2021 | Inc42

The RBI’s Scale Based Regulation (SBR): A Revised Regulatory Framework for NBFCs mandates a Core Banking Solution (CBS) for all NBFCs with more than 10 branches

October 20, 2021 | IndiaSpend

The pandemic-led economic crisis has exacerbated the rising indebtedness among India's poor households, and could push more families into a debt trap

By Rakshith S. Ponnathpur
October 7, 2021 | Moneycontrol

There is an urgent need to make formal financial services more flexible, and customer centric, in order to increase its usability

September 29, 2021 | FinDev Gateway

A new framework for monitoring credit markets for over-indebtedness

September 2, 2021 | The Hindu

he microfinance movement in India is set to receive another dose of impetus with the Reserve Bank of India’s (RBI) recently released Consultative Document on Regulation of Microfinance in June 2021. Following the Malegam Committee Report, which is a decade old now, the current document looks to reassess and realign the priorities of the sector.

August 23, 2021 | The Hindu Business Line

CoWIN has been developed as a digital platform to support Covid-19 vaccination efforts in India. While most are familiar with the interface for citizens to book vaccination slots, CoWIN also supports multiple other functions.

By Lakshay Narang, Aishwarya Iyer
August 9, 2021 | Ideas For India

Impact of information disclosure on consumer behaviour: The case of high-risk bonds

By Niyati Agrawal, Misha Sharma, Madhu Srinivas, Monami Dasgupta, Monika Halan
August 3, 2021 | Moneycontrol

Clear statutory backing, clarity of objectives and an independent and professional management are key to the success of a bad bank. These components seem absent in the current structure.

By Deepti George, Madhu Srinivas