Independent Research and Policy Advocacy

Publications

Blogs

We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.

Our Work

October 18, 2021 | Dvara Research

In this blog post, which is the second part of the two-part series, we studied the suitability formats of four life insurance companies and found many contrasts in the manner in which IRDAI’s suitability regulations of 2019 has been implemented.

By Deepti George, Anukriti Tiwari
October 13, 2021 | Dvara Research

This blog post, which is the first of a two-part series, aims to trace the history of IRDAI’s regulations regarding suitability assessments for life insurance.

By Deepti George, Anukriti Tiwari
October 4, 2021 | Dvara Research

In this post, to help enhance the efficacy of relevant frameworks, we lay out the key principles that the two primary actors, the banking sector regulator and the regulated lenders, must be guided by while designing policies to tackle debt distress caused by severe economic shocks.

September 30, 2021 | Dvara Research

In this blog post-through a case study, we analyse how microcredit borrowers availed the debt moratarium and through that identify how much they may have been impacted by COVID-19 and lockdowns.

By Rakshith S. Ponnathpur
September 20, 2021 | Dvara Research

In this blog post, we analyse Germany's Statutory Health Insurance and its lessons for health systems design.

September 15, 2021 | Dvara Research

This case study analyse Thailand's strategic purchasing and explain their health system financing

September 9, 2021 | Dvara Research

In this blog post, we answer the first two questions. In the next post, we shall present a principle-based approach that the RBI may adopt, thus answering the third question of how the current regulations should be amended or augmented to enhance their efficacy.

August 3, 2021 | Dvara Research

Dvara Research, in partnership with CGAP, co-organized a round table on customer risks in the digital lending space. Here is the proceedings

By Sarah Stanley, Amulya Neelam, Jayshree Venkatesan, Eric Duflos
July 30, 2021 | Dvara Research

In this post, we closely examine how the Israeli health system is financed

July 5, 2021 | Dvara Research

This post explores the promise of the Online Dispute Resolution (ODR) systems in improving the quality of redress available to consumers

By Srikara Prasad, Chinmayanand Chivukula