Independent Research and Policy Advocacy

Publications

Blogs

We produce blogs to discuss new research findings, ongoing projects, and even personal reflections on the research process. Our blogs are written for a variety of audiences, including other researchers, policymakers, practitioners, financial service providers, grassroots organizations, impact investors and the public. The format is simple and easy to grasp. The language is straightforward, and the tone is non-academic. Our blogs can be of varying lengths. We choose to write a blog when we don’t want to do a full- fledged study or follow a rigorous research process. Blogs may contain opinions and they can also be based on experiences. Some of our blogs may just share some observations, learnings, or challenges.

Our Work

December 1, 2020 | Dvara Research

This blog post examines the merit of NPCI issued Guidelines that disallow TPAPs from serving more than 30% volume of all UPI transactions

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November 17, 2020 | Dvara Research

In this blog post, we analyse migrant risks and work choices

By Vikram Bahure
November 11, 2020 | Dvara Research

In this case study, we explore the case of a farmer who spent a year attempting to enrol under PMK

By Aarushi Gupta
November 4, 2020 | Dvara Research

This blogpost discusses the case of an unorganised sector worker who, along with many other workers, did not receive the cash entitlement into her bank account

By Nishanth Kumar
October 30, 2020 | Dvara Research

This blog post deconstructs three crucial examples of states seeking to implement digital welfare systems and contracting out design and implementation to private entities

October 29, 2020 | Dvara Research

In this post, we outline some measures that the RBI and Government can take to alleviate the stress faced by the MFI sector

By Madhu Srinivas, Akhil Mehra
October 28, 2020 | Dvara Research

This post analyses the present regulations governing the restructuring of personal loans and their implications for the borrower’s credit score and her credit record

October 21, 2020 | Dvara Research

In this post, we provide some comments on social security for informal workers as it now stands under the 2020 Code.

By Anupama Kumar
October 20, 2020 | Dvara Research

In this post, we investigate the cost of Interest on Interest (IoI), that emerged out of the RBI’s policy to grant a 6-month debt moratorium

October 13, 2020 | Dvara Research

Dvara Research, in collaboration with Gram Vaani, University of Montreal, and Tika Vaani has been selected for the Azim Premji University COVID-19 Research Funding Programme 2020

By Team SPI